I've been doing a lot of research lately, trying to figure out what options we have and where fertility clinics are around us and if they have special things they do. Shady Grove is the closest, and they have financial help which we got 30% off last time we went there (which ended up only being one appointment) and they have guarenteed risk free IVF programs where you can pay one flat rate and go till you get a baby. There is also Dominion, which is farther away but they work with ARC Fertility financing. Which allows you to pick a cycle package, say 3 injectable cycles all the way up to guarenteed IVF, and go through with the cycle and they pay the doctor and you just pay them monthly payments to pay it off. Which is awesome because we wouldn't have to jump straight to IVF in order to get discounts on stuff and we would know what we are going to pay instead of the visit to visit crap. They likely are going to base it off of our credit though, which means we need to spend some time fixing our credit. I'm also at the highest weight I have ever been at, so I'm thinking it would be best for me to lose some weight before we continue anyway. I would also like to donate eggs if they let me and I have to be under a certain BMI to do that. I figure it gives us a good cushion financially for our treatments and I may even be able to give another woman her dream at the same time, so it sounds like a win win to me. So.... I guess the plan right now is to lose weight and work on upping our credit score for the next few months while we do our intro doctor's appointments and get everything set up with the new office, then we can start injectibles near the end of summer/beginning of fall.